:: Types of Financing Available:

100% Financing - ZERO DOWN
What is required to qualify:
• Moderate Credit required with a credit score of 580 or above
• Bankruptcy okay if the discharge date is two or more years old
• Employed or Self Employed for two years in at same job or career field
(if you can say yes to any of these question give us a call - we
could have a loan waiting for you!)

First Time Home Buyer Programs (lowest fixed rate program available)
What is required to qualify:
• 3% Down Payment Required
• Bankruptcy okay if the discharge date is four or more years old
• Employed or Self Employed for two years in at same job or career field
• Cash available in an account (401K, 403B retirement accounts are
okay) equal to your down payment, closing costs and 2 months mortgage payments
(if you can say yes to any of these question give us a call - we
could have a loan waiting for you!)

Stated Income Loans:
What is required to qualify:
• ZERO DOWN available
• 620 Credit Score Needed
• No Income or Asset Verification Required
• Must be employed or self employed for two or more years
• Loan amount limited to $450,000
• Bankruptcy okay if the discharge date is two or more years old
(if you can say yes to any of these question give us a call - we
could have a loan waiting for you!)

Poor Credit Loans:
What is required to qualify:
• No minimum credit score required
• Down payment may be required depending on credit score
• Bankruptcy okay if discharged

For more details please contact:

One Stop Financial Services
1888 Kalakaua Ave., Suite C312 Honolulu, Hawaii 96815 [MAP IT]
Phone: 808-983-3323
eFax: 866-881-3304
E-mail: approve@mortgage-hawaii.com

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