:: Some Popular Loan Products:


Fixed Rate Mortgage - This category of loans are for previous or current home owners that are planning on making a new residential owner occupied or non owner occupied purchase.

Refinancing Options - You can refinance your home to lower you monthly payments or to get cash out of your equity for collage tuition, home repairs, vacations, or whatever you please.

Adjustable Rate Mortgage - ARMS is another great way to own property with low monthly payments.

Buy down Options - A payment to the lender to reduce the interest rate on a mortgage.

Balloon Mortgage - Balloon is a great way to own property with low monthly payments for a specific time.

Graduated Payment Mortgage - The GPM is a loan program that is similar to a fixed rate program and a ARM combined. It starts off as an ARM then turns into a fixed rate.

Zero "No Down" Down: This program typically is a 30 year amortized mortgage with no down payment required.

Interest Only - Interest only mortgage loan is when you pay only the monthly interest as payment. It is a way to keep the payments down.

40 Year mortgage - This is a new mortgage loan amortization. The loan amount is amortized over 40 years. 10 years more then the traditional 30 year mortgage.

Stated Income - All of the loan programs listed above qualifies for the stated income documentation. This means that you just state your income on the application, no tax returns or income statements are needed.

All of the programs listed above can me mixed and matched. We specialize in creative financing. That's the One Stop Financial Services way.

For more details please contact:

One Stop Financial Services
1888 Kalakaua Ave., Suite C312 Honolulu, Hawaii 96815 [MAP IT]
Phone: 808-983-3323
eFax: 866-881-3304
E-mail: approve@mortgage-hawaii.com

Online Inquiries | Free Mortgage Quote