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by Rob Chrisman Oct 2 2012, 8:47AM

Unintended Consequences - Can Home Loan Rates Go to 0%? (Hint: Nope)

Funders and government workers (not the same!) know that next Monday is a holiday for many. October - it has Halloween! Wasn't it just the 4th of July? Halloween dates back to Celtic rituals thousands of years ago, but in 29 days we'll have roughly 41 million children hitting the streets trick-or-treating. That's how many children age 5 to 14 there are in the U.S., per the Census Bureau. (Apparently when they reach the age of 15, kids are handed a carton of eggs or several rolls of toilet paper.) And these kids will be knocking on the doors of 132 million occupied housing units across the nation. (For some more Census housing data, suitable for Realtor presentations, visit here .)